H&M Buy Here Pay Here

816 Gibbons Ct, Elizabeth, NJ 07202
4.8
4.8 out of 5 stars

Used 2020 Kia Optima EX

92,547 miles
For Sale:$14,995
Estimated payment:$340/mo.
$0 trade-in, 10% down payment, 48 months, Great credit score

Value ChartA visual chart indicating the fair price range is between $13,600 and $16,000, while the current price is $14,995.$13,600 - $16,000$14,995
  • Priced at $14,995, this vehicle is within the current market price range of $13,600 to $16,000.

  • It has 92,547 miles, which is 6,447 (7%) above the median mileage of 86,100.

Note: This is an estimate based on a variety of factors (experimental feature). It is intended to provide a fair market value range to help guide your buying decision.

View Full Value Report
  • Car
  • Sedan
  • Fuel Efficient
  • Extended Front Legroom
  • Condition
    Used
  • Mileage
    92,547miles
  • Aggregate Ratings
    3.8
    3.8 out of 5 stars
  • Generation
    4(2015 - 2020)
  • Trim
    EX
  • Drivetrain
    Front Wheel
  • Transmission
    7-Speed Double Clutch Automatic
  • MPG
    27 city37 highwayMax range: 685 miles
  • Exterior Color
    Sparkling Silver (Silver)Factory Paint Code:KCS
  • Interior Color
    Black Factory Paint Code:WK
  • Upholstery
    Leather
  • Size Segment
    Large
  • Doors
    4
  • Max Seating
    5
  • Max Towing Capacity
    0lbs.
  • Ground Clearance
    5.3inch
  • NHTSA Safety Ratings
    5
    5 out of 5 stars
  • Final Assembly Point
    West Point, Georgia
  • VIN
    5XXGU4L14LG395222
  • Starting MSRP
    $27,190

Engine1.6L I4 Gasoline 178hp

  • Fuel Type:Gasoline
  • Fuel Quality:87
  • Max Horsepower:178 hp @ 5500 rpm
  • Power to Weight Ratio:18.46lbs/hp
  • Max Torque:195 ft.lbf @ 1500 rpm
  • Displacement:1.6liters
  • Block Type:I
  • Cylinders:4
  • Aspiration:Turbo
  • Fuel Induction:Direct Injection
  • Oil Capacity:4.5liters
  • Cam Type:DOHC
  • Stroke:3.35
  • Bore:3.03
  • Valves:16

Message from the seller

Introducing the sleek and stylish 2020 Kia Optima EX, now available with a powerful 1.6L Turbo I4 engine that delivers an impressive 178 horsepower and 195 ft. lbs. of torque. This dynamic sedan is perfect for those who crave a thrilling driving experience without sacrificing fuel efficiency. Paired with a 7-speed double clutch transmission, the Optima EX offers smooth and seamless shifting for an effortless ride.
Advertised price is for cash purchase only and does not include sales tax, registration, title, documentation, etc. Vehicle prices, equipment, mileage, and availability are subject to change without prior notice, and may vary based on market conditions or promotional periods. While every effort is made to ensure accurate information, H&M Buy Here Pay Here is not responsible for typographical or data errors, including misprints in price or vehicle details. Financing terms, estimated payments, and approval amounts are based on factors such as income verification, employment history, down payment, and lender approval, and may vary from the figures shown online. Estimated payments do not include upfront finance charges or optional protection products that may apply depending on the chosen financing program. Advertised prices and online quotes expire at midnight on the date they are posted and are valid only for customers who mention the internet offer at the time of sale. Prices listed do not include advertising or promotional costs. All vehicles are sold on a first come first served basis and may be subject to prior sale.

  • Comfort & Seating:

    • Heated Seats
    • Power Seats
  • Convenience:

    • Adaptive Cruise Control
    • Automatic Climate Control
    • Parking Sensors
  • Entertainment:

    • Bluetooth
    • Satellite Radio
  • Exterior:

    • Heated Mirrors
    • Tinted Windows
  • Safety:

    • Automatic Emergency Braking
    • Autonomous Braking
    • Backup Camera
    • Blind Spot Monitor
    • Collision Avoidance
    • Cross Traffic Alert
    • Lane Departure Warning
    • Lane Keeping Assistance
    • Tire Pressure Monitoring
  • Technology:

    • Android Auto

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Listed on April 27, 2026 (3 hours ago)
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